Payment Policy

At Lamiso, we aim to provide a secure and convenient payment experience for all customers. This Payment Policy explains how payments are processed when you place an order through lamiso.co.uk.

1. Payment Methods

Lamiso accepts the payment methods displayed and available at checkout.

Available payment options may vary depending on your location, order, and payment provider.

Before completing your purchase, you will be able to review the available payment methods and the total amount payable.

2. Payment Processing

When you place an order, your payment information is processed securely through the relevant payment service provider.

Lamiso does not normally have access to or store your complete payment card details. Payment providers may process your payment information in accordance with their own terms, privacy policies, and security requirements.

3. Payment Authorization

Your order will be processed once the payment has been successfully authorised.

If your payment is declined, unsuccessful, or cannot be verified, we may be unable to process or dispatch your order until a valid payment has been received.

4. Order Charges

The total price payable for your order will be displayed during checkout before you complete your purchase.

The total may include:

Product price
Applicable taxes or VAT
Delivery or shipping charges, where applicable
Any other charges clearly displayed during checkout

Prices and applicable charges may change from time to time, but changes will not affect an order that has already been accepted unless required by law.

5. Currency

Prices will be displayed in the currency shown on our website or during checkout.

If you use a payment method or bank account in another currency, your bank or payment provider may apply its own currency conversion rate or additional fees. Lamiso is not responsible for fees charged by your bank or payment provider.

6. Payment Security

We take reasonable steps to protect payment and transaction information.

Payment transactions may be handled by secure third-party payment providers that use appropriate security measures to protect payment information.

However, no online payment or transmission system can be guaranteed to be completely secure.

7. Refunds

If you are entitled to a refund, the refund will generally be issued to the original payment method used for the purchase.

The time required for a refund to appear in your account may depend on your bank or payment provider.

For more information, please refer to our Return and Refund Policy.

8. Payment Errors

If you believe you have been charged incorrectly, please contact our customer support team as soon as possible.

Please provide your order number and relevant payment information so that we can investigate the issue and assist you.

9. Fraud Prevention

Lamiso reserves the right to verify transactions and take reasonable measures to prevent fraud, unauthorised transactions, or other suspicious activity.

Where necessary, an order may be delayed, cancelled, or refunded if a payment cannot be properly verified or if we reasonably suspect fraudulent activity.